Life Assurance

Critical Illness Insurance

This type of insurance is designed to cover a specified range of critical illnesses and will pay out a lump sum or a regular income if you are diagnosed with a critical illness during the policy term.

It is important to seek guidance when looking at critical illness insurance as policy conditions, illness definitions and survival conditions vary from company to company.

Critical illness insurance provides financial assistance to help you cope with the impact of surviving a critical illness. The payout can be used to repay or reduce a mortgage or other financial commitments or provide funds to assist with recovery or purchase special equipment.

A critical illness is one which is regarded by the medical profession as life threatening and examples are heart attack, stroke, cancer, major organ transplant, kidney failure. You should check the details of any policy for the exact list of conditions covered.

Affinity Individual Mortgage Services Limited is an appointed representative of Primus Mortgage Network (PRIMIS) a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by Affinity Individual Mortgage Services Limited may not be the responsibility of PRIMIS and may also be subject to regulation by the Financial Conduct Authority.

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